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Home Search Your Textbook Personal Finance Chapter 6 Questions

Questions for: Personal Finance — 2e

Chapter 6 Flashcards Search in Textbook
All Types Multiple Choice Short Answer Essay
Which of the following statements is true of adjustable rate mortgages?
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The total cost per mile of automobile ownership ________ with the ________.
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Depreciation causes a(n) ________ in the value of an automobile and, therefore, a ________ in one's ...
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Which of the following is an example of a fixed cost of automobile ownership?
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The two ratios most commonly used by mortgage lenders to evaluate the ability to pay a mortgage loan ...
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Consumer purchase decisions should be directly related to your
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Refinancing makes sense only if you
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Which is not a good reason to refinance your mortgage?
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Which of the following factors is true when considering a 48-month loan at 6% APR and a 36-month ...
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Mary Anne is considering buying a home. She is currently renting and does not have to pay for some ...
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Which of the following is not one of the main sources of auto dealer profits?
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With the exception of the mega-rich, the percentage of income people spend on housing is ________ ...
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Generally, a person should consider leasing a car under a closed-end lease contract rather than ...
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Timothy's statement of expenses for his new home purchase to be paid at the time of closing is ...
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If you have an adjustable rate mortgage with an initial rate of 4 percent, an annual interest rate ...
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Which is an advantage of owning a home?
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One discount point is equal to ________ percent of the loan amount.
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Risk of negative amortization is associated with ________ mortgages.
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Mona needs to determine whether to lease or buy a car for 4 years. The purchase price is $30,000 ...
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Joe is shopping for a new home. He is trying to decide how large his down payment should be. Joe is ...
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