Most private health insurance plans require the patient to a pay a certain amount each year toward ...

Most private health insurance plans require the patient to a pay a certain amount each year toward health care expenses before the plan benefits begin; this amount is the

A) copayment.
B) coinsurance.
C) deductible.
D) premium.

A set fee that an insurance plan requires that patients pay at the time of service (per office visit or prescription) is the

A) coinsurance.
B) copayment.
C) deductible.
D) premium.

If an insurance policy covers 90 percent of your total medical bills, the remaining 10 percent that you must pay is your

A) coinsurance amount.
B) copayment amount.
C) deductible amount.
D) premium amount.

Which of the following is TRUE with respect to health care spending accounts (FSAs or HSAs)?

A) They provide affordable health care coverage.
B) They are only available to low-income individuals.
C) They allow people to save money tax-free for health care costs.
D) They provide funds that help employers finance company health plans.

The legal term for improper or negligent treatment of a patient by a health care provider that results in loss or harm to the patient is

A) incompetence.
B) malpractice.
C) malfunction.
D) abandonment.

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Most private health insurance plans require the patient to a pay a certain amount each year toward ...

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