Payment gateways question

How do payment gateways facilitate secure and seamless online transactions, and what are the key features that businesses should consider when selecting a payment gateway for their e-commerce operations? How do payment gateways ensure the encryption and protection of sensitive customer data during the payment process, minimizing the risk of fraud and unauthorized access? In what ways do payment gateways support various payment methods, including credit cards, digital wallets, and alternative payment options, to accommodate diverse customer preferences? How do payment gateways handle currency conversions and international transactions, enabling businesses to expand their customer base globally? What integration options and developer-friendly tools do payment gateways offer to streamline the integration process with e-commerce platforms and shopping carts? How do payment gateways handle chargebacks and disputes, providing businesses with mechanisms to efficiently manage and resolve payment-related issues? What considerations should businesses keep in mind when evaluating the pricing structure and transaction fees associated with different payment gateways, ensuring affordability and alignment with their specific business needs?