So, would biochemistry be right for me? Or biology? Or chemistry? A Ph.D. is one of these areas is a must for me. I thrive in academe.
Biology is too basic - what stream are you interested in specifically? I'd do biochemistry just because it's more applicable to everyday life. All three subjects, however, will be quite difficult to study if you've been out of the system for a while (23 years?)
Since I already have a B.A. from the early 90's and consider myself to be pretty intelligent and diligent (not trying to brag here), and since I don't have much money, I just plan to wing it, and give myself the equivalent of a "home-schooled" undergraduate education in one of the above science fields in just a few years.
Winging it? Are you sure this is going to fly, mileena? You'll need to spend time in the lab and work your way into success. 'Winging it' would be something a community college student would look forward to (sorry if I'm hurting anyone's reputation here).
So, I need to get some introductory books to study on my own. Does anybody have any suggestions, or other advice for me?
These can easily be found online or at a local library, free of charge - I think this should be the least of your concerns. In addition, I don't think you need textbooks to study at the Ph.D. level; it's more research-based. You should know this very well. You'll need access to published journal articles - accounts to these usually come free when you're enrolled into a science program.