Of the following communities, which had a poor reaction to a disaster?

Of the following communities, which had a poor reaction to a disaster?
 
  a. Chicago, which, after a large fire, now requires all buildings to be made of fireproof brick
  b. Hilo, Hawaii, which, after the downtown was again destroyed by a tsunami, created an oceanfront park and moved small businesses farther up the mountain
  c. Los Angeles, which is in the process of strengthening highway resistance to earthquake damage
  d. Settersville, which, after a tornado flattened downtown, decided to appeal for state funds to rebuild, and which, if no funds are forthcoming, will simply cease to exist as a town