The Means Test consists of a series of financially related questions and formulas designed to determine whether debtors qualify for Chapter 13.
Indicate whether the statement is true or false
Q. #2Married couples may take certain deductions in the Means Test if they have been married for more than
A) 12 months
B) 6 months
C) 2 years
D) 1 year
Q. #3Doctors and hospitals are reluctant to provide CART assistance because
a. it is feared that the demand for the service will become unbearable
b. at this time insurance carriers to not compensate them for costs associated
with this service
c. the CART provider may get in the way during emergency procedures
d. they are afraid confidentiality will be breached
Q. #4When applied to Chapter ________ cases, the Means Test does not determine eligibility; rather, it determines how much the debtor will pay unsecured creditors and the duration of the repayment plan.
A) 11
B) 13
C) 7
D) 12
Q. #5The Bankruptcy Code allows the debtor to deduct
A) Extra items
B) Secured debt
C) Personal expenses
D) Average monthly payments for certain secured debts over a five-year period
Q. #6In house paralegal, Dorothy, is asked by her company's personnel department if the old email backup harddrive, which is failing, can be erased and disposed of. As the personnel department has nothing to do with corporate dealings with shareholders or other people outside of the company, Dorothy does not see the harm in letting that old information go. She is
A) probably correct because the email are only pertinent to internal matters.
B) probably wrong because the personnel department's email might be pertinent to a case brought by a current or fomer employee against the corporation.
C) probably correct because there is never any need to retain email. They are all preserved by the senders, anyway.
D) probably wrong because all email must be retained by every corporation for all time.
Q. #7Membership in the NCRA is an excellent way for CART providers to be able to network, support and advise each other, thereby strengthening their skills.
a. true
b. false
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