Vocational rehabilitation claims cover expenses for vocational retraining for both temporary and permanent disability cases. Vocational rehabilitation retrains an ill or injured employee so he or she can return to the workforce. The employee __________ of resuming the position held prior to the illness or injury.
a. may be incapable
b. must be capable
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Q. 2) Permanent disability refers to an ill or injured employee's __________ capacity to return to work.
a. augmented
b. diminished
c. enhanced
d. heightened
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Q. 3) Temporary disability claims cover health care treatment for illness and injuries as well as payment for __________.
a. employer benefits
b. lost wages
c. medical services
d. pain and suffering
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Q. 4) To qualify for workers' compensation benefits, an employee must be injured while working within the scope of the job description, be injured while performing a service required by the employer, or develop a disorder that can be directly linked to employment, such as asbestosis or mercury poisoning. The worker does not have to be physically on company property to qualify for workers' compensation. Which is an example of an on-the-job injury that would qualify the employee for workers' compensation benefits?
a. Employee develops pneumonia after working at the medical office all week.
b. Employee faints at the grocery store and believes it is due to stress at work.
c. Employee is injured when picking up reports for the office at the local hospital.
d. Employee is injured in an accident during a trip to the bank to deposit personal checks.
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Q. 5) Which is a quasi-public agency that provides workers' compensation insurance coverage to private and public employers and acts as an agent in state workers' compensation cases involving state employees?
a. combination program
b. self-insurance plan
c. state insurance fund
d. workers' compensation board
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Q. 6) Workers' compensation insurance provides weekly cash payments and reimburses health care costs for covered employees who develop a work-related illness or sustain an injury while on the job. It also provides payments to qualified dependents of a worker who dies from a compensable illness or injury. Each state establishes a workers' compensation __________, which is responsible for administering workers' compensation laws and handling appeals for denied claims or cases in which a worker feels compensation was too low.
a. board
b. fund
c. plan
d. program
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Q. 7) The Merchant Marine Act (or Jones Act) provides seamen with the same protection from employer __________ as the Federal Employment Liability Act (FELA) provides railroad workers.
a. assiduousness
b. maintenance
c. negligence
d. oversight
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Q. 8) OSHA has special significance for those employed in health care because employers are required to obtain and retain manufacturers' Material Safety Data Sheets (MSDS), which contain information about __________ used on site. Training employees in the safe handling of these substances is also required.
a. chemical and hazardous substances
b. oral, IM, and IV medications
c. possibly harmful agents only
d. vaccinations and drugs
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Q. 9) The Occupational Safety and Health Act of 1970 created the Occupational Safety and Health Administration (OSHA) to protect employees against injuries from occupational hazards in the workplace. OSHA and its state partners (of approximately 2,100 inspectors) establish protective __________, which are enforced. OSHA also reaches out to employers and employees by providing technical assistance and consultation programs.
a. laws
b. mandates
c. regulations
d. standards
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Q. 10) The U.S. Labor Department's Mine Safety and Health Administration (MSHA) helps reduce deaths, injuries, and illnesses in U.S. mines through a variety of activities and programs. Which is an example of such an activity or program?
a. Develops and enforces safety and health rules that apply to all U.S. mines
b. Imprisons any mine operators who experience special compliance problems
c. Mandates and charges for technical, educational, and other types of assistance
d. Works in conflict with industry, labor, and other federal and state agencies
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