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banussss banussss
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6 years ago
Strategies for using credit cards effectively do not include:
 
  a. Choosing cards with no annual fees and lower interest rates
  b. Paying off the full balance due each month
  c. Avoiding cash advances
  d. Using several credit cards so that you can spread around your unpaid balances
  e. All of the answer choices
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wrote...
6 years ago
ANSWER:
d
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