What are three risky credit behaviors people may fall into? Explain your answers. What will be an ...

Maxing out your credit card(s). All credit cards come with spending (credit) limits. If you charge up to your limit amount, or worse, go over it, you are subjecting yourself to two problems. One, your card issuer will charge you a penalty, which is expensive (typically 30 for each instance). Two, if you exceed your credit limit you may damage your credit score, which may translate into higher interest rates, both now and in the future.
Making late payments. Consumers who pay their credit card bills late may face a major hike in their interest rateoften between 29 and 35 percent. Late payments on these cards can trigger rate increases on other cards or loans, especially of your credit record shows other signs of risk. Late payment fees of 30 or more will show up on your credit card statement the following month, which means youll be paying interest on that added amount.
Not paying off your credit card balance each month. Paying only the minimum due each month means youll be paying a lot of interest for many years, and those costs could far exceed the amount of your original purchase.

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