Which option reflects one of the more convincing arguments for the nurse having individual malpractice insurance?
1. Having insurance ensures that the nurse will not be named in lawsuits.
2. Having insurance makes it more costly for the plaintiff to file suit against the nurse.
3. Defending against a lawsuit is costly in today's society.
4. Filing a lawsuit is costly in today's society.
How has the present legal environment affected the frequency with which nurses are named in suits for malpractice?
1. Frequency is greater than 15 years ago.
2. Frequency is less than 15 years ago, except in obstetrical nursing.
3. Frequency is about the same as 15 years ago.
4. Frequency is greater than 15 years ago, but only in obstetrical nursing.
A nurse is named in a lawsuit and has no professional malpractice insurance coverage. What is true of this situation?
1. The nurse is considered judgment-proof and will not be required to pay damages.
2. The nurse can be held personally responsible for all damages assessed.
3. The nurse can rely upon the hospital's insurance policy as protection from personal financial liability.
4. The nurse will be nonsuited from the filed lawsuit once this fact is known.
As a part of a malpractice case, the hospital has decided to bring an indemnity claim against a nurse. What is the implication to the nurse?
1. The hospital is released from paying monetary damages to the nurse.
2. The nurse will have to pay monetary damages to the hospital if the hospital wins the claim.
3. The hospital's attorneys must still provide legal services to the nurse.
4. The nurse is required to disclose patient information that the patient believed would be kept confidential between the nurse and the patient.
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