The reason COBRA costs more for most people than they were paying as an employee is due to the:
a. portion the company pays for the insured when they are employed.
b. portion the government no longer pays.
c. number of unemployed people.
d. number of people in the group insurance plan.
(
Q. 2) HIPAA legislation was introduced by which president of the United States?
a. Obama
b. Clinton
c. Bush Jr.
d. Bush Sr.
(
Q. 3) Insurance coverage under COBRA costs the insured:
a. less than current employees.
b. more than current employees.
c. the same as when employed.
d. None of the above.
(
Q. 4) When an individual is no longer insured by an insurance company, what is the insurance company required to do?
a. Notify the primary care physician
b. Notify the local hospitals
c. Pay any medical expenses through the end of the month
d. Issue a certificate of coverage
(
Q. 5) The regulation entitling terminated employees to continue health care coverage for a certain period of time is called:
a. CORA.
b. COBRA.
c. CODE.
d. CORI.
(
Q. 6) The definition of a preexisting condition is a condition for which:
a. the patient has been seen within a defined period of time.
b. the patient has the gene identified as causing the condition.
c. the patient has symptoms that may be considered signs of the condition.
d. the insurance company may be responsible for large amounts of money.
(
Q. 7) For treatments or procedures that can require multiple visits, the medical biller should:
a. read the insurance policy before billing the claim.
b. bill for all visits regardless of coverage.
c. ensure that the physician is aware of the number of visits allowed in the patient's insurance plan for this condition.
d. check to make sure that no preexisting condition clauses apply to this type of treatment.
(
Q. 8) If a person is covered under an insurance plan, declines a new insurance plan, and then loses the first insurance plan, when can he or she be eligible to get the new insurance?
a. During the next open enrollment period
b. Never
c. Immediately
d. Immediately with preexisting clauses
(
Q. 9) Under the Patient Protection and Affordable Care Act, if someone had health insurance coverage up to the date of eligibility for a new insurance plan, the preexisting conditions can be counted for what period of time?
a. 6 weeks
b. 6 months
c. 3 months
d. No preexisting conditions can apply.
(
Q. 10) Under the 1996 HIPAA laws, preexisting conditions were disallowed for:
a. allergies.
b. pregnancy.
c. cancer.
d. recent surgery.
Quick Reply
