To find the present value of an annuity due, one could
A) find the present value of an ordinary annuity and add one extra payment.
B) find the present value of an ordinary annuity but N=1 for the number of periods.
C) find the present value of an ordinary annuity and divide by 1+i.
D) find the present value of an ordinary annuity and multiply by 1+i.