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Which type of insurance does not require a referral for patient care and specialists?

thisisstupidash

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Which type of insurance does not require a referral for patient care and specialists?

Which type of insurance does not require a referral for patient care and specialists?
A) indemnity-type insurance
B) health maintenance organization
C) preferred provider organization
D) all require a referral to see a specialist or another provider

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alarose

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