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lauracecii93 lauracecii93
wrote...
Posts: 369
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6 years ago
Because health care coverage is one of the most expensive benefits employers provide, many employers are trying to cut costs. What are some strategies for minimizing costs associated with employee health care?
 
  What will be an ideal response?

Question 2

As an HR manager, you need to control costs associated with unemployment insurance. What are steps you can take to protect your employer from paying unemployment claims for employees who were dismissed for inadequate performance?
 
  What will be an ideal response?

Question 3

What policy issues must employers address when developing benefit plans? What federal laws influence employers' pension and health plans?
 
  Indicate whether this statement is true or false.

Question 4

Disability insurance provides income protection for salary loss due to illness or accident.
 
  Indicate whether this statement is true or false.

Question 5

Employers are prohibited from inquiring about an applicant's past workers' compensation history by the Americans with Disabilities Act.
 
  Indicate whether this statement is true or false.

Question 6

For individuals born in 1960 or later, the full retirement age for non-discounted Social Security benefits is ________.
 
  A) 62
  B) 65
  C) 67
  D) 70

Question 7

The Medicare Modernization Act allows employers to establish tax-free health savings accounts.
 
  Indicate whether this statement is true or false.
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Replies
wrote...
6 years ago
Answer to #1

Answer: Employers are endeavoring to rein in health-care costs. Most cost-control efforts should start by instituting methods for measuring and auditing health-care costs. One survey found that although the industry standard for percentage of claims errors is 3, the actual percentage of claims with errors was about 6.3. Several possible strategies include wellness programs, on-site primary care, retaining cost containment specialists, offering health savings accounts, high deductible plans, defined contribution health insurance plans, and accountable care organizations (ACO).

Answer to #2

Answer:
 Keep a documented history of lateness, absence, and warning notices
 Warn chronically late employees before discharging them
 Have a policy that three days' absence without calling is reason for automatic discharge
 Request a doctor's note on return to work after absence
 Make written approval for personal leave mandatory
 Stipulate date for return to work from leave
 Obtain a signed resignation statement
 Mail job abandonment letters if an employee fails to return on time following a leave
 Document all instances of poor performance
 Require supervisors to document the steps taken to remedy the situation
 File the protest against a former employee's unemployment claim on time
 Use proper terminology on claim form and attach documented evidence regarding separation
 Attend hearings and appeal unwarranted claim
 Check every claim against the individual's personnel file
 Routinely conduct exit interviews to produce information for protesting unemployment claims

Answer to #3

Answer: In developing benefit plans, employers must address numerous policy issues including 1) what benefits to offer; 2) who receives coverage; 3) whether to include retirees in the plan; 4) whether to deny benefits to employees during the initial probationary periods; 5) how to finance benefits; 6) the degree of employee choice in determining benefits; 7) cost-containment procedures; and 8) how to communicate benefits options to employees. COBRA, ERISA, FMLA, HIPAA, and the ADA have significant impacts on employers' pension and health plans.

Answer to #4

Answer: TRUE

Answer to #5

Answer: TRUE

Answer to #6

Answer: C

Answer to #7

Answer: TRUE
lauracecii93 Author
wrote...
6 years ago
Now I'm convinced to ask more questions Slight Smile
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