Jill's point-of-service health plan encourages her to stay within an approved network of providers ...

Jill's point-of-service health plan encourages her to stay within an approved network of providers and does not require obtaining a ________ before making an appointment.
 
  A) minimum out-of-pocket payment
  B) cost estimate
  C) permission slip
  D) referral

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The amount of money that you must pay before your insurer will cover most health costs is known as a(n)
 
  A) deductible.
  B) premium.
  C) out-of-pocket.
  D) health savings account.

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Cindy pays for her doctor visits with pre-tax money. Her plan is not attached to an insurance plan and is known as a ________ spending account.
 
  A) health
  B) medical
  C) deductible
  D) flexible

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All of the following are ways to be a smarter consumer EXCEPT
 
  A) research information.
  B) evaluate information critically.
  C) make informed decisions.
  D) All of these are ways to be a smarter consumer.

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________ medicine is the predominant type of care in the United States.
 
  A) Homeopathic
  B) Traditional
  C) Conventional
  D) Established